A penny saved
Neale S. Godfrey
A penny saved
Age Rating, Reading Level & Content Guide
Taking Your Work Skills Home
by Neale S. Godfrey
The text is written at a 6th grade reading level, the subject matter is intended for middle graders (ages 9–12), and the content is gentle with no concerning themes.
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About This Book
What if you could learn the secret to saving money and making smart choices that help you and your family? Imagine discovering fun games and quizzes that turn money lessons into exciting adventures. But how will these skills change your future?
Themes
Quick Assessment
A Penny Saved by Neale S. Godfrey offers parents a practical guide to teaching children aged 9-12 about money management, values, and essential life skills. It builds on foundational financial concepts with age-appropriate exercises, worksheets, and games designed to foster honesty, responsibility, and self-discipline. This book supports healthy emotional development and practical knowledge without any complex or sensitive content.
Why we rated A penny saved 11C
A penny saved is written at a Level 6 reading level across 240 pages. Strong independent readers around grade 7.0 can typically handle this book on their own; with parent or teacher support, A penny saved works for readers up to grade 8.0.
We rate A penny saved as 11C ("Clear") because the content sits in the "Gentle" range — no conflict beyond everyday childhood experiences. Across our four dimensions (emotional, physical, social, thematic) the book reads as evenly gentle; no single dimension stands out as a concern.
No specific content flags were raised by community reviewers, which is consistent with the gentle intensity score.
Thematically, A penny saved explores family & relationships, parenting, financial literacy, and life skills — these threads give the book room to mean different things to different readers.
Good fit for
- ✓ Children in the Ages 9-12 range — the maturity and attention span match the story's pacing.
- ✓ Patient readers who enjoy slower, character-driven stories.
- ✓ Kids drawn to stories about family & relationships, parenting, financial literacy.
- ✓ Curious kids who prefer real-world topics over made-up stories.
Maybe not for
- ! Readers whose emotional readiness lags behind their decoding skills — this book's intensity outruns its reading level, a classic "gifted kid" mismatch.
- ! Reluctant readers who need a fast hook — the pacing here rewards patience.
For Parents
Content Intensity
11C — ClearNo conflict beyond everyday childhood experiences. Safe for sensitive readers.
Was our "Gentle" content intensity rating accurate for this book?
Reading Insights
Hook Factor
1/10A steady, thoughtful read that rewards patient readers.
Discussion Potential
1/10A lighter read — great for independent enjoyment.
Book DNA
Multi-dimensional content fingerprint
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Details
Book Length
- ISBN
- 9780684824802
- Pages
- 240
- Publisher
- Touchstone
- Published
- 1996
- Type
- Nonfiction